Lakeway Baptist Church

Christ Centered Biblical Church

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GRACE FROM HEAVEN’S BANK

December 26, 2011 By Pastor David Stone

Or despiseth thou the riches of his goodness and forbearance and longsuffering; not knowing that the goodness of God leadeth thee to repentance?–Romans 2:4

Understanding grace doesn’t mean that you can sin without penalty. Understanding grace means that you never want to sin again. It is the goodness of God that motivates us to repentance and holy living.

I read of a rather unusual accountability partnership that demonstrated the power of grace over sin. Paul was trying to break his habit of using profanity. Swearing had become a second language to him and he desperately wanted to overcome it. He began meeting with another man from his church, and with Bill’s help, set up an aggressive plan for purifying his speech.

Here’s the plan: each Sunday Paul would report to Bill the number of times he had used profanity during the week and would put five dollars in the offering plate for each incident. The first week cost Paul one hundred dollars! Although the following weeks improved to some degree, he was not having the success that he desired, not to mention the fact that he was quickly running out of money!

After a few weeks, Bill had an idea that he thought might make the difference. He informed Paul that things were going to change the following Sunday, but he wouldn’t tell him how they would change. Curiosity gnawed at Paul all week. A few times he tried to find out what the new plan was, but each time Bill simply responded, “Trust me, Paul. This new strategy will cost you less and challenge you even more.”

Sunday finally arrived, and before the worship service began Paul looked more discouraged than ever. Bill knew his friend had failed again. This time Bill put a hand on his shoulder and said, “Paul, my new plan is called grace.” Bill then took out his own checkbook, wrote in the church’s name, dated it, signed it, and left only the amount blank. He handed the check to Paul and said, “Your sin still costs something, but you can go free on my account; just fill in the numbers—I’ll take care of the cost. Oh, by the way, next week there will be more grace.”

That first week of grace cost Bill fifty-five dollars, but the second week cost him only twenty. And there was no third week . . . Paul was so overwhelmed by the grace of Bill that his heart broke to think of his friend having to write another check to cover his sin.

It was only after the discovery of Bill’s grace and love toward him that Paul was able to overcome his life-long, sinful habit of swearing.

If you are feeling overcome by sin today, look again to the cross. Counseling sessions, accountability, personal discipleship, and twelve-step programs won’t be enough to ward off the lust of the flesh, the lust of the eyes, and the pride of life. Only when you gaze upon the grace of God, realizing again that He paid the debt for your sin with the blood of His Son, will you find enough motivation to consciously quit your sin.

Christ handed you a blank check . . . how much will it cost Him today?

Thank the Lord for His goodness—it leads to repentance. Thank Him for His grace—it is undeserved favor and love. Thank Him for His mercy—it withholds eternal punishment, which we so clearly deserve. ( From “A Wisdom Retreat”)

Filed Under: Morning Manna

About Pastor David Stone

Welcome to Lakeway Baptist Church

Please accept this as your invitation to attend our services. At Lakeway you will find genuine Christian fellowship, heartfelt singing, straight-forward Bible preaching and dedicated teachers who will take a sincere interest in you and your family. We would be delighted to have you in our services. If you have any questions about the church or are in need of spiritual guidance please feel free to contact us.

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May 31
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May 31
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  • Business tonight! May 27, 2026
    We have an urgent need to take care of some business tonight without any opportunity to give notice. We will take care of the business at the end of Bible study.
  • Wednesday night Bible study May 27, 2026
    Tonight we will begin a mid-week Bible study in the book of Jonah. Hope to see you there!
  • Scott Hinton Funeral May 27, 2026
    The funeral service for Scott Hinton will be held at the church this Friday, May 29th. Viewing - 10:30AM Service - 11:00AM Graveside to follow at Huffman Cemetery. If you have any photos of Scott, please forward them to me. Thank...

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  • Introduction to Jonah May 27, 2026
  • Surrendering Your "Tarshish" May 24, 2026
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Service Times

Sunday

Sunday School.......9:45 AM
Morning Worship...11:00 AM
Choir Practice .......5:00 PM
Evening..................6:00 PM

Wednesday

Bible Study ...........7:00 PM
Master Clubs ........7:00 PM

Thursday

Villas in the Pines ..5:30 PM
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